Financing options
We help you choose the right financing, whether you buy as an individual or through a company. We work with financial partners on leasing, car loans and solutions tailored to each application.
The classic company option. You own the car at the end.
Financial leasing suits companies (SRL, SA) and sole traders (PFA) buying the car on the business, with tax deductibility. At the end of the term, once the residual value is paid, ownership passes to your company.
- Down payment between 15% and 50%
- Term between 12 and 60 months
- Residual value between 1% and 20%
- Deductible VAT (full or 50%, as the law provides)
- Fixed or variable rate (EURIBOR-linked)
Information is indicative. Approval and final terms are set by the financial institution.
Estimate the payment for your car
Enter the car's value, the down payment and the term for an indicative monthly payment.
Enter the car's value to see the payment.
An indicative estimate for financial leasing. The final offer depends on the financing partner and on the application review.
The payment, on the car you choose
On every car page in stock you can estimate the payment on its own price.
Why finance through Drivepoint
Clear options
We tell you which financing options fit and which documents you need, at our office or online.
Simpler paperwork
We help with the required documents and send them to the lender for you.
Several partners
We work with several financial partners and show you the offers available for your application.
Want to talk through the options?
Leave us a few details and we will contact you to find the financing option that fits.
Frequently asked questions
What financing options do you offer?
We work with financial partners on four options: a finance lease for companies and sole traders, an operating lease for companies, a car loan for individuals, and a foreign loan without VAT for VAT-registered companies.
How does a finance lease work?
A lease suits companies and sole traders buying the car on the business. The down payment is 15% to 50%, the term 12 to 60 months and the residual value 1% to 20%. At the end, once the residual value is paid, the car belongs to the company.
Can I buy the car on a loan as an individual?
Yes, with a car loan. The down payment can start at 0%, depending on income, and the term is up to 60 months. Approval is based on your consent to an ANAF income check, with at least 3 months at your current job. You own the car from day one and can repay early.
How do I find the payment for a specific car?
On every car page in stock you can estimate the payment on its own price, for a lease or a loan, by choosing the down payment and term. The figures are indicative; the firm offer comes from the lender.